It’s one of the reasons we offer great services like having no fees at any bank’s ATM, and online banking with bill pay anywhere.

A lot of our customers enjoy being able to check in on their account from anywhere in the country, or even the world. It’s why we feel so good about our secure online banking experience.

All of your account information is at your fingertips and you can view your balance, transfer funds, make loan payments and more!

To sign up for Online Banking you must have at least one checking or savings account with Southern States Bank, and just click on Online Banking from the home page and go through a couple of simple steps.

Online Banking allows you to a lot of great features such as:

Account Summary: This page has an overview of all of your accounts with Southern States Bank. Click on an account number for more detail on each individual account.

Account Activity: Clicking on account activity will show the posting date, type of transaction, check number, description and amount of transaction for the most recent transactions on that account. You can download this information into MS Money, Quicken, or Excel.

Transfer Funds: This option allows you to transfer funds between various checking and savings accounts that you have with us.

Loan Payment: Make a loan payment to Southern States Bank from your checking or savings account.

Change Password: You can change the password on your Online Banking account. We require your password be between 8-16 characters and incorporate both letters and numbers. Passwords are case sensitive.

Telephone Banking: For your convenience, telephone banking is available 24 hours a day, 7 days a week – 1-855-999-7727

But just like being on any vacation, protecting you and your family is the most important thing. We make it our highest priority.

With any open or public wifi connection, there are risks for travelers connecting to a network at a place like at an airport or even a coffee shop. Here are some safety tips from the Better Business Bureau:

1. Never connect to an unfamiliar network, even if the name sounds legit.  A hacker can change the name of a network to anything they want including the name of an honest connection offered by the airport or retail store. Just because the network is using the same WiFi name advertised, don’t believe it. Check with an employee first.
2. Make sure your computer is not set up to automatically connect to non-preferred networks. Your computer could automatically connect to a dangerous network without you even knowing and expose your computer.
3. Turn off “file sharing” while you are on the road so intruders cannot steal entire documents, files and unencrypted email from your computer.

So make sure you’re protecting you and your families  While you’re watching the waves roll in on the beach, we’ll be watching all the things that matter to you here at home.

Go ahead, relax, we’ve got you covered!

Anniston:  256-241-1092

Birmingham: 205-877-0195

Opelika: 334-737-1092

Sylacauga: 256-245-6099

Thank you for your patience!

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Quicken Essentials for Mac – Instructions

Quicken for Mac Conversion Instructions

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ATTENTION CUSTOMERS:  IMPORTANT INFORMATION ABOUT YOUR ACCOUNT

In order to better serve you, pardon our progress as we work to upgrade our banking systems during the weekend of Friday May 24th until Monday, May 27th, 2013.

Important Information Regarding Your Debit Card
The weekend of Friday, May 24th—Monday, May 27th, your Southern States Bank Visa card will be authorizing off the balance in your account as of Thursday, May 23rd. If you make a deposit into your account on Friday, May 24th, the deposit will not be available for debit/ATM card authorizations until Tuesday, May 28th, 2013.

Important Information Regarding Friday Deposits on May 24th
On Friday, May 24th if you make a deposit at the teller line, please note that your deposit will not be available until Tuesday, May 28th.
Thank you for your patience and if you have any questions regarding your account(s), one of our banking representatives will be happy to assist you.

BIRMINGHAM, Ala. (April 18, 2013) – Southern States Bank ranked 72 in SNL’s Top 100 Community Banks 2012 with assets under $500 million.  Rankings are based nationwide and Southern States Bank was the only community bank in Alabama in the top 100 for this category.

“We are extremely proud to be recognized as a top community bank with assets under $500 million.  Our goal is to continue to move up the SNL ranks and as we continue to mature.  This accomplishment coincides with our five year bank anniversary, which is impressive since we are categorized as a de novo bank,” said Steve Whatley, CEO & President of Southern States Bank.

SNL is a premier provider of breaking news, financial data and expert analysis on business sectors critical to the global economy:  Banking, Insurance, Financial Services, Real Estate, Energy and Media & Communications.

Southern States Bank, The Common Sense Bank, is headquartered in Anniston, Alabama with offices in Birmingham, Opelika and Sylacauga.  Committed to providing excellent customer service, coupled with superior banking products and serving our local communities with people you know and trust! Visit us at www.southernstatesbank.net.

 BIRMINGHAM, Ala. (February 25, 2013) – Southern States Bank is pleased to announce that Lynn Joyce has accepted the position of Executive Vice President and Chief Financial Officer.  Lynn will manage the bank’s accounting, compliance and information security departments.

Lynn has 21 years of community banking experience and joins Southern States Bank from First Financial Bank where she served as executive vice president and chief financial officer. In addition, she has experience in human resources and personnel management, audits, and information systems.  Prior to her banking career, Lynn worked in the audit division of Arthur Andersen & Co.

“We are excited and honored that Lynn accepted the CFO position, “said Steve Whatley, CEO and President of Southern States Bank.  “Lynn is well-versed in community banking and has a diverse background in other areas beneficial to the bank.” 

Lynn is a graduate of the University of Alabama in Huntsville and holds a Bachelor of Science in Business Administration – Accounting degree and is also a graduate of the America’s Community Bankers National School of Banking.  She is a member of the Alabama Society of CPAs and a Birmingham Business Journal Top 40 Under 40 alumnus.

Southern States Bank, The Common Sense Bank, is headquartered in Anniston, Alabama with offices in Opelika, Birmingham and Sylacauga. Serving our local communities with people you know and trust! Visit us at www.southernstatesbank.net.

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

EDIE calculates the insurance coverage for Personal Accounts—deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust account, irrevocable trust accounts, and Individual Retirement Accounts (IRAs); Business Accounts—deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit; and Government Accounts—deposits held by public units such as school districts, cities, municipalities, counties, and states.

Click here for the EDIE

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about this rule or about FDIC insurance coverage generally, visit www.fdic.gov.

Click here to learn more about working at Southern States Bank!