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- Southern States Bank knows that you expect the highest level of privacy and confidentiality concerning your personal information. We are committed to maintaining that level.
- Southern States Bank collects, keeps and uses your financial information only where we reasonably believe it would be useful and allowed by law. We would only use such information to enhance or evaluate your relationship with us. The collection and storing of your financial information allows us to administer your accounts, to identify your specific financial needs, and to provide you with information about our products and services.
- Southern States Bank is expected to follow reasonable commercial standards to maintain accurate and complete financial information. Therefore, we have procedures in place designed to meet that expectation. If you feel the information we have on your relationship with our bank is not accurate or is incomplete, please contact us.
- Southern States Bank works diligently to maintain a high level of security against any unauthorized access to your financial information. Any Southern States Bank employee who has access to your personal financial information must have a business reason for that access. Southern States Bank stresses with all of its employees the importance of maintaining confidentiality of any and all customer records. Should they violate that trust, our employees understand that Southern States Bank will take appropriate disciplinary action.
- Southern States Bank will never give out any specific information about you or your accounts to anyone for their use, except for the exchange of information with reputable credit bureaus or if we need to share the information with other financial institutions while conducting bona fide corporate business. We will also not share your personal financial information unless:
- You authorize or request the disclosure.
- We are legally required to do so, such as through a subpoena, investigation of fraudulent or suspicious activity or to help complete a transaction initiated by you.
- You have been informed about the possibility of the sharing of your information for marketing or similar purposes, and you have been given the opportunity to decline.
- What information we collect:
We may collect “nonpublic personal information” about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us or others; and
- Information we receive from third parties such as credit bureaus.
- To continue to provide you with superior service, Southern States Bank may sometimes hire outside companies to perform specific services. To ensure the security of your financial information, we will require these companies to adhere to similar privacy principles that require them to keep your financial information confidential.
- If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
- Your financial privacy is an important part of your relationship with Southern States Bank. Should you have any questions about Southern States Bank’s commitment to your financial privacy, please call (256) 241-1092 or your local branch.
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